Re: Insurance question for small business owners

["Crash Gordon" <webmaster@xxxxxxxxxxxxxxxxxxxxx>]

Peak?


"James" <trishnjames@xxxxxxxxxxx> wrote in message
news:B6CdnW-VhdFumbjeRVn-iQ@xxxxxxxxxxxxxx
| 40 miles north of Salt Lake City
|
| James
|
|
| "Crash Gordon" <webmaster@xxxxxxxxxxxxxxxxxxxxx> wrote in message
| news:kA4Ve.64$yo3.14157@xxxxxxxxxxxxxxxxxx
| > Same here...but the ins. co. doesn't check any of that.
| >
| > Utah, what part?
| >
| >
| > "James" <trishnjames@xxxxxxxxxxx> wrote in message
| > news:6aadneYP39_cU7neRVn-gA@xxxxxxxxxxxxxx
| > | Here in Utah, we have to have our insurance before we can get a
license.
| > We
| > | also have to pass a background check and 2 different written tests.
| Only
| > | then will the state issue an alarm license.
| > |
| > | James
| > |
| > |
| > | "Crash Gordon" <webmaster@xxxxxxxxxxxxxxxxxxxxx> wrote in message
| > | news:Qn0Ve.41$zw2.1274@xxxxxxxxxxxxxxxxxx
| > | > I've been asked for:
| > | > Copy of contracts
| > | > Whether we provide Medical panic buttons - if so...how many. (not
| many)
| > | > Every year or so they want financial statements, but never been
| audited
| > by
| > | > them
| > | > Percentage of commercial v. residential
| > | > Do we work with hazardous materials..blah blah blah.
| > | >
| > | > Never been asked for licenses though.
| > | >
| > | >
| > | > <thesatguy1@xxxxxxxxxxxxx> wrote in message
| > | > news:pjZUe.21$Ob2.17@xxxxxxxxxxxxxxxxxxxxxxxxxxxxx
| > | > > 7Having been in business 42 years I can truthfully tell you that
no
| > | > > insurance company ever asked me if I had a license - the only
thing
| > they
| > | > > care about is do you have the premium.
| > | > > They ask you what your annual sales volume is.  However, they
never
| > ask
| > | > > for proof.
| > | > > They ask you what percentage is new work and what percentage is
| > | completed
| > | > > operations.
| > | > > They ask you if you employ outside contractors or if you use
| > | > > subcontractors and if so what percentage of the work do they do.
| > | > > They ask you if you provide monitoring or contract that out to
| > somebody
| > | > > else.
| > | > > They ask you if any employees are armed and if so what percenatge
| are
| > | > > armed vs unarmed..  They ask to see every piece of paper you might
| > give
| > | to
| > | > > a customer.
| > | > > They ask if you supply any services without a written contract.
| > | > > They always ask if you do any work related to elevators or
| escalators.
| > | > >
| > | > > "no wires showing" <alarminstall@xxxxxxx> wrote in message
| > | > > news:1126309205.866790.205500@xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx
| > | > >> Insurance companies are not going to cover unlicensed companies
who
| > | > >> operate in a state where a license is required. Bass is doing
| > business
| > | > >> as an alarm company in a state that requires a license. Do
| unlicensed
| > | > >> motorists get auto coverage?
| > | > >> He's either lying about having proper insurance, or he lied on
his
| > | > >> application. Either way he's lying, but would you expect anything
| > else?
| > | > >>
| > | > >
| > | > >
| > | >
| > | >
| > |
| > |
| >
| >
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