Re: Insurance question for small business owners

["James" <trishnjames@xxxxxxxxxxx>]

Denco, in Ogden near Mountain Alarm and a long way from Peak.  :)


"Crash Gordon" <webmaster@xxxxxxxxxxxxxxxxxxxxx> wrote in message
news:CJgVe.22$344.1615@xxxxxxxxxxxxxxxxxx
> Peak?
>
>
> "James" <trishnjames@xxxxxxxxxxx> wrote in message
> news:B6CdnW-VhdFumbjeRVn-iQ@xxxxxxxxxxxxxx
> | 40 miles north of Salt Lake City
> |
> | James
> |
> |
> | "Crash Gordon" <webmaster@xxxxxxxxxxxxxxxxxxxxx> wrote in message
> | news:kA4Ve.64$yo3.14157@xxxxxxxxxxxxxxxxxx
> | > Same here...but the ins. co. doesn't check any of that.
> | >
> | > Utah, what part?
> | >
> | >
> | > "James" <trishnjames@xxxxxxxxxxx> wrote in message
> | > news:6aadneYP39_cU7neRVn-gA@xxxxxxxxxxxxxx
> | > | Here in Utah, we have to have our insurance before we can get a
> license.
> | > We
> | > | also have to pass a background check and 2 different written tests.
> | Only
> | > | then will the state issue an alarm license.
> | > |
> | > | James
> | > |
> | > |
> | > | "Crash Gordon" <webmaster@xxxxxxxxxxxxxxxxxxxxx> wrote in message
> | > | news:Qn0Ve.41$zw2.1274@xxxxxxxxxxxxxxxxxx
> | > | > I've been asked for:
> | > | > Copy of contracts
> | > | > Whether we provide Medical panic buttons - if so...how many. (not
> | many)
> | > | > Every year or so they want financial statements, but never been
> | audited
> | > by
> | > | > them
> | > | > Percentage of commercial v. residential
> | > | > Do we work with hazardous materials..blah blah blah.
> | > | >
> | > | > Never been asked for licenses though.
> | > | >
> | > | >
> | > | > <thesatguy1@xxxxxxxxxxxxx> wrote in message
> | > | > news:pjZUe.21$Ob2.17@xxxxxxxxxxxxxxxxxxxxxxxxxxxxx
> | > | > > 7Having been in business 42 years I can truthfully tell you that
> no
> | > | > > insurance company ever asked me if I had a license - the only
> thing
> | > they
> | > | > > care about is do you have the premium.
> | > | > > They ask you what your annual sales volume is.  However, they
> never
> | > ask
> | > | > > for proof.
> | > | > > They ask you what percentage is new work and what percentage is
> | > | completed
> | > | > > operations.
> | > | > > They ask you if you employ outside contractors or if you use
> | > | > > subcontractors and if so what percentage of the work do they do.
> | > | > > They ask you if you provide monitoring or contract that out to
> | > somebody
> | > | > > else.
> | > | > > They ask you if any employees are armed and if so what
percenatge
> | are
> | > | > > armed vs unarmed..  They ask to see every piece of paper you
might
> | > give
> | > | to
> | > | > > a customer.
> | > | > > They ask if you supply any services without a written contract.
> | > | > > They always ask if you do any work related to elevators or
> | escalators.
> | > | > >
> | > | > > "no wires showing" <alarminstall@xxxxxxx> wrote in message
> | > | > > news:1126309205.866790.205500@xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx
> | > | > >> Insurance companies are not going to cover unlicensed companies
> who
> | > | > >> operate in a state where a license is required. Bass is doing
> | > business
> | > | > >> as an alarm company in a state that requires a license. Do
> | unlicensed
> | > | > >> motorists get auto coverage?
> | > | > >> He's either lying about having proper insurance, or he lied on
> his
> | > | > >> application. Either way he's lying, but would you expect
anything
> | > else?
> | > | > >>
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