Re: Insurance question for small business owners

["James" <trishnjames@xxxxxxxxxxx>]

40 miles north of Salt Lake City

James


"Crash Gordon" <webmaster@xxxxxxxxxxxxxxxxxxxxx> wrote in message
news:kA4Ve.64$yo3.14157@xxxxxxxxxxxxxxxxxx
> Same here...but the ins. co. doesn't check any of that.
>
> Utah, what part?
>
>
> "James" <trishnjames@xxxxxxxxxxx> wrote in message
> news:6aadneYP39_cU7neRVn-gA@xxxxxxxxxxxxxx
> | Here in Utah, we have to have our insurance before we can get a license.
> We
> | also have to pass a background check and 2 different written tests.
Only
> | then will the state issue an alarm license.
> |
> | James
> |
> |
> | "Crash Gordon" <webmaster@xxxxxxxxxxxxxxxxxxxxx> wrote in message
> | news:Qn0Ve.41$zw2.1274@xxxxxxxxxxxxxxxxxx
> | > I've been asked for:
> | > Copy of contracts
> | > Whether we provide Medical panic buttons - if so...how many. (not
many)
> | > Every year or so they want financial statements, but never been
audited
> by
> | > them
> | > Percentage of commercial v. residential
> | > Do we work with hazardous materials..blah blah blah.
> | >
> | > Never been asked for licenses though.
> | >
> | >
> | > <thesatguy1@xxxxxxxxxxxxx> wrote in message
> | > news:pjZUe.21$Ob2.17@xxxxxxxxxxxxxxxxxxxxxxxxxxxxx
> | > > 7Having been in business 42 years I can truthfully tell you that no
> | > > insurance company ever asked me if I had a license - the only thing
> they
> | > > care about is do you have the premium.
> | > > They ask you what your annual sales volume is.  However, they never
> ask
> | > > for proof.
> | > > They ask you what percentage is new work and what percentage is
> | completed
> | > > operations.
> | > > They ask you if you employ outside contractors or if you use
> | > > subcontractors and if so what percentage of the work do they do.
> | > > They ask you if you provide monitoring or contract that out to
> somebody
> | > > else.
> | > > They ask you if any employees are armed and if so what percenatge
are
> | > > armed vs unarmed..  They ask to see every piece of paper you might
> give
> | to
> | > > a customer.
> | > > They ask if you supply any services without a written contract.
> | > > They always ask if you do any work related to elevators or
escalators.
> | > >
> | > > "no wires showing" <alarminstall@xxxxxxx> wrote in message
> | > > news:1126309205.866790.205500@xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx
> | > >> Insurance companies are not going to cover unlicensed companies who
> | > >> operate in a state where a license is required. Bass is doing
> business
> | > >> as an alarm company in a state that requires a license. Do
unlicensed
> | > >> motorists get auto coverage?
> | > >> He's either lying about having proper insurance, or he lied on his
> | > >> application. Either way he's lying, but would you expect anything
> else?
> | > >>
> | > >
> | > >
> | >
> | >
> |
> |
>
>