Re: Insurance question for small business owners

["Crash Gordon" <webmaster@xxxxxxxxxxxxxxxxxxxxx>]

Same here...but the ins. co. doesn't check any of that.

Utah, what part?


"James" <trishnjames@xxxxxxxxxxx> wrote in message
news:6aadneYP39_cU7neRVn-gA@xxxxxxxxxxxxxx
| Here in Utah, we have to have our insurance before we can get a license.
We
| also have to pass a background check and 2 different written tests.  Only
| then will the state issue an alarm license.
|
| James
|
|
| "Crash Gordon" <webmaster@xxxxxxxxxxxxxxxxxxxxx> wrote in message
| news:Qn0Ve.41$zw2.1274@xxxxxxxxxxxxxxxxxx
| > I've been asked for:
| > Copy of contracts
| > Whether we provide Medical panic buttons - if so...how many. (not many)
| > Every year or so they want financial statements, but never been audited
by
| > them
| > Percentage of commercial v. residential
| > Do we work with hazardous materials..blah blah blah.
| >
| > Never been asked for licenses though.
| >
| >
| > <thesatguy1@xxxxxxxxxxxxx> wrote in message
| > news:pjZUe.21$Ob2.17@xxxxxxxxxxxxxxxxxxxxxxxxxxxxx
| > > 7Having been in business 42 years I can truthfully tell you that no
| > > insurance company ever asked me if I had a license - the only thing
they
| > > care about is do you have the premium.
| > > They ask you what your annual sales volume is.  However, they never
ask
| > > for proof.
| > > They ask you what percentage is new work and what percentage is
| completed
| > > operations.
| > > They ask you if you employ outside contractors or if you use
| > > subcontractors and if so what percentage of the work do they do.
| > > They ask you if you provide monitoring or contract that out to
somebody
| > > else.
| > > They ask you if any employees are armed and if so what percenatge are
| > > armed vs unarmed..  They ask to see every piece of paper you might
give
| to
| > > a customer.
| > > They ask if you supply any services without a written contract.
| > > They always ask if you do any work related to elevators or escalators.
| > >
| > > "no wires showing" <alarminstall@xxxxxxx> wrote in message
| > > news:1126309205.866790.205500@xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx
| > >> Insurance companies are not going to cover unlicensed companies who
| > >> operate in a state where a license is required. Bass is doing
business
| > >> as an alarm company in a state that requires a license. Do unlicensed
| > >> motorists get auto coverage?
| > >> He's either lying about having proper insurance, or he lied on his
| > >> application. Either way he's lying, but would you expect anything
else?
| > >>
| > >
| > >
| >
| >
|
|