Re: Insurance question for small business owners

[<thesatguy1@xxxxxxxxxxxxx>]

We have a couple of tests here in Texas too.
Can you get the door open by youself or do you need help and
Do you have $400. and will you hand it over.

"James" <trishnjames@xxxxxxxxxxx> wrote in message
news:6aadneYP39_cU7neRVn-gA@xxxxxxxxxxxxxx
> Here in Utah, we have to have our insurance before we can get a license.
> We
> also have to pass a background check and 2 different written tests.  Only
> then will the state issue an alarm license.
>
> James
>
>
> "Crash Gordon" <webmaster@xxxxxxxxxxxxxxxxxxxxx> wrote in message
> news:Qn0Ve.41$zw2.1274@xxxxxxxxxxxxxxxxxx
>> I've been asked for:
>> Copy of contracts
>> Whether we provide Medical panic buttons - if so...how many. (not many)
>> Every year or so they want financial statements, but never been audited
>> by
>> them
>> Percentage of commercial v. residential
>> Do we work with hazardous materials..blah blah blah.
>>
>> Never been asked for licenses though.
>>
>>
>> <thesatguy1@xxxxxxxxxxxxx> wrote in message
>> news:pjZUe.21$Ob2.17@xxxxxxxxxxxxxxxxxxxxxxxxxxxxx
>> > 7Having been in business 42 years I can truthfully tell you that no
>> > insurance company ever asked me if I had a license - the only thing
>> > they
>> > care about is do you have the premium.
>> > They ask you what your annual sales volume is.  However, they never ask
>> > for proof.
>> > They ask you what percentage is new work and what percentage is
> completed
>> > operations.
>> > They ask you if you employ outside contractors or if you use
>> > subcontractors and if so what percentage of the work do they do.
>> > They ask you if you provide monitoring or contract that out to somebody
>> > else.
>> > They ask you if any employees are armed and if so what percenatge are
>> > armed vs unarmed..  They ask to see every piece of paper you might give
> to
>> > a customer.
>> > They ask if you supply any services without a written contract.
>> > They always ask if you do any work related to elevators or escalators.
>> >
>> > "no wires showing" <alarminstall@xxxxxxx> wrote in message
>> > news:1126309205.866790.205500@xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx
>> >> Insurance companies are not going to cover unlicensed companies who
>> >> operate in a state where a license is required. Bass is doing business
>> >> as an alarm company in a state that requires a license. Do unlicensed
>> >> motorists get auto coverage?
>> >> He's either lying about having proper insurance, or he lied on his
>> >> application. Either way he's lying, but would you expect anything
>> >> else?
>> >>
>> >
>> >
>>
>>
>
>