Re: Insurance question for small business owners

["Crash Gordon" <webmaster@xxxxxxxxxxxxxxxxxxxxx>]

I must spend about 1k a year in alarm licenses (I make the guys pay for
their own though), tax license renews, roc licenses (almost worthless) not
to mention the time filling out all the bullshit paperwork every month.

Forget the gas surcharge for service calls - we should be charging admin
fees for all the bureaucratic bullpoopy paperwork we have to do every month.


<thesatguy1@xxxxxxxxxxxxx> wrote in message
news:sVqVe.360$7x4.40@xxxxxxxxxxxxxxxxxxxxxxxxxxxxx
| We have a couple of tests here in Texas too.
| Can you get the door open by youself or do you need help and
| Do you have $400. and will you hand it over.
|
| "James" <trishnjames@xxxxxxxxxxx> wrote in message
| news:6aadneYP39_cU7neRVn-gA@xxxxxxxxxxxxxx
| > Here in Utah, we have to have our insurance before we can get a license.
| > We
| > also have to pass a background check and 2 different written tests.
Only
| > then will the state issue an alarm license.
| >
| > James
| >
| >
| > "Crash Gordon" <webmaster@xxxxxxxxxxxxxxxxxxxxx> wrote in message
| > news:Qn0Ve.41$zw2.1274@xxxxxxxxxxxxxxxxxx
| >> I've been asked for:
| >> Copy of contracts
| >> Whether we provide Medical panic buttons - if so...how many. (not many)
| >> Every year or so they want financial statements, but never been audited
| >> by
| >> them
| >> Percentage of commercial v. residential
| >> Do we work with hazardous materials..blah blah blah.
| >>
| >> Never been asked for licenses though.
| >>
| >>
| >> <thesatguy1@xxxxxxxxxxxxx> wrote in message
| >> news:pjZUe.21$Ob2.17@xxxxxxxxxxxxxxxxxxxxxxxxxxxxx
| >> > 7Having been in business 42 years I can truthfully tell you that no
| >> > insurance company ever asked me if I had a license - the only thing
| >> > they
| >> > care about is do you have the premium.
| >> > They ask you what your annual sales volume is.  However, they never
ask
| >> > for proof.
| >> > They ask you what percentage is new work and what percentage is
| > completed
| >> > operations.
| >> > They ask you if you employ outside contractors or if you use
| >> > subcontractors and if so what percentage of the work do they do.
| >> > They ask you if you provide monitoring or contract that out to
somebody
| >> > else.
| >> > They ask you if any employees are armed and if so what percenatge are
| >> > armed vs unarmed..  They ask to see every piece of paper you might
give
| > to
| >> > a customer.
| >> > They ask if you supply any services without a written contract.
| >> > They always ask if you do any work related to elevators or
escalators.
| >> >
| >> > "no wires showing" <alarminstall@xxxxxxx> wrote in message
| >> > news:1126309205.866790.205500@xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx
| >> >> Insurance companies are not going to cover unlicensed companies who
| >> >> operate in a state where a license is required. Bass is doing
business
| >> >> as an alarm company in a state that requires a license. Do
unlicensed
| >> >> motorists get auto coverage?
| >> >> He's either lying about having proper insurance, or he lied on his
| >> >> application. Either way he's lying, but would you expect anything
| >> >> else?
| >> >>
| >> >
| >> >
| >>
| >>
| >
| >
|
|