RE: [OT] Ebay / Paypal - Card Refund Claim

["Rob Mouser" <groups@xxxxxxxxxxxx>]

Hmmmm...Thought as much. Really is a good illustration of how dodgy Ebay
ca=
n be:

http://stores.ebay.co.uk/Brown-Leaves

At first glance he has a 97% positive feedback (It was higher than that
wit=
h less negatives when I bid for the item) but when you look at the detail
h=
e is clearly only fulfilling 50 odd % of his sales.=20

The PayPal investigation summary (Investigation? Yeh, right my A*se!) said
=
their were insufficient funds in his/her account to process the full
refund=
and yet he's still clearly taking PayPal payments on a regular basis. He/s=
he must be emptying the account by the hour!=20

=20

I would image Ebay/PayPal have pegged their buyers protection payout level
=
at a cost that is lower than 'actually' having staff / systems to guard
aga=
inst fraud. Cant really slate them for this as the clearing banks take a
si=
milar attitude towards fraud. For example most clearing banks now only
chec=
k cheque signatories on amounts over =A310,000 as they calculated that the
=
cost of having staff or IT systems that could check the signatories was
gre=
ater than fraud payouts. They also know from research that many people
NEVE=
R check their bank statements and large amounts of small fraud goes
unnotic=
ed!=20

=20

With all the bad press about Ebay again at the moment it makes you wonder
i=
f the bubble will eventually burst....but.........I reckon.....FAT CHANCE
a=
s there's too many willing mugs like me :-).

=20

Rob

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