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RE: [OT] Virtual Credit Card Numbers
- To: <ukha_d@xxxxxxx>
- Subject: RE: [OT] Virtual Credit Card Numbers
- From: "Phil Harris" <phil@xxxxxxx>
- Date: Mon, 26 Jan 2004 17:25:39 -0000
- Mailing-list: list ukha_d@yahoogroups.com; contact
ukha_d-owner@xxxxxxx
- Reply-to: ukha_d@xxxxxxx
As an aside to this - we decline orders paid with such "cards"
... there is
no way for a merchant to verify the details of such a transaction and that
would cause the transaction to fail our fraud checks and hence be
refused...
...companies that do take such "card" numbers cannot be verifying
card
details against registered cardholders address etc as those
"cards" have no
facility for tracing back. We always check card numbers against cardholder
details.
Phil
> -----Original Message-----
> From: Kevin Hawkins [mailto:lists@xxxxxxx]
> Sent: 26 January 2004 17:12
> To: ukha_d@yahoogroups.com
> Subject: [ukha_d] [OT] Virtual Credit Card Numbers
>
>
>
> One for the internet HA shoppers..
>
> I noticed on my credit card company web site (MBNA) that they are now
> offering 'virtual' credit card numbers - basically you can ask for a
> temporary credit card number and it issues one that you set your own
limit
> on and duration for which it is valid - it is also only useable by one
> merchant. This debits back to your normal account. The intention is to
> reduce fraud and encourage usage on the internet - quite a nice idea.
You
> can have an unlimited number of such virtual cards ... So I tried
> it - only
> currently available on US issued cards :-(
>
> Does anyone know of a credit card company offering such a feature
> in the UK
> ? - I understand in the US that MBNA "ShopSafe", American
Express "Private
> Payments" and CitiBank "Virtual Account" offer these.
>
> Kevin
>
>
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