Re: Gota love your insurance guy.... unless

["Doug L" <vssdoug@xxxxxxx>]

In my opinion the issue of who pays the $125 would not be my main concern,
the real concern of mine would be having an additional insured on my policy
especially a general contractor and one that I didn't authorize.

Doug L

"J Barnes" <trishnjames@xxxxxxxxxxx> wrote in message
news:rNidndeKRYdiL5LZ4p2dnA@xxxxxxxxxxxxxx
> My insurance guy called today it went something like this.
>
> GUY: Hi we need you to pay for an Additional Insured request or we will
> terminate your coverage.
>
> ME:   What Additional Insured Request
>
> GUY: The one for "XYZ customer" you ordered back in August
>
> ME: I didnt order anything for "XYZ customer" in August or ever, by the
> way who is this "XYZ customer"
>
> GUY: I have the notes right here "ABC contractor" orderd the additional
> insured for "XYZ customer" to be added to your companies policy
>
> ME:  So you just added it,  without calling me or getting authurization?
>
> GUY: Well it was required by "ABC contractor"
>
> ME: Then why didnt "ABC contractor" let me know I needed to order this?
> And why didnt you bill me back in August?
>
> GUY: Not Sure Ill Call you back
>
> Guy Calls Back:
>
> GUY:  I called "ABC contractor" he said you have a construction contract
> you signed that requires the additional insurance.
>
> ME: Fine.... but why do you add this to my policy without my approval or
> knowledge?
>
> GUY: You needed it and so you should just pay for it if you dont want your
> insurance coverage to cancel.
>
> ME:  Why dont you pay for it you added it without my approval.
>
> GUY:  I am not going to pay for this.....you need to its onlly 125$ and if
> you dont your insurance will cancel today.
>
> ME:  Ok,  I guess I have no choice come by and pick up a check.  And in
> the future dont add anything to my insurance without my knowledge or
> signature.
>
> Guy: click
>
> This is a scaled down version of my phone call but you all should get the
> idea.  I am not sure what this guy was thinking but I dont think he should
> be able to get away with this.  Is this even legal?  I guess ill be
> shopping for a new insurance Guy.
>
> James
>
>