RE: OT: Amex is NOT a credit card

["Ben McCormack" <ben.mccormack@xxxxxxx>]

Just to add to this discussion. AMEX do a Credit Card (AMEX Blue) that give
me 1% of everything I spend back in cash!

Ben

-----Original Message-----
From: Gerard McGovern [mailto:stuff@xxxxxxx]
Sent: 13 May 2003 13:20
To: ukha_d@xxxxxxx
Subject: RE: [ukha_d] OT: Amex is NOT a credit card


> > You and I obviously have different ideas about money. I
absolutely
> > hate being in debt to anyone and pay my credit card bills
> off at the
> > end of each month. In fact using my Amex means I don't
> really have a
> > choice.
>
> Just a word of warning, Amex is a charge card, and is not
> covered by the legislation which covers credit cards, this
> means that your consumer rights are at a distinct
> disadvantage compared with using a credit card.
>
> I'm only posting this as I had a rather nasty run-in with
> Amex and a car hire company, said company raised an incorrect
> charge against my Amex account and Amex would/could not help,
> they said I had to get the car hire company to do it - took
> about 6 months to solve it.

The type of American Express card I have means I do have the same
protection as that of a credit card. But I do take your point.

G



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