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RE: OT: Amex is NOT a credit card


  • To: <ukha_d@xxxxxxx>
  • Subject: RE: OT: Amex is NOT a credit card
  • From: "Gerard McGovern" <stuff@xxxxxxx>
  • Date: Tue, 13 May 2003 13:20:27 +0100
  • Mailing-list: list ukha_d@xxxxxxx; contact ukha_d-owner@xxxxxxx
  • Reply-to: ukha_d@xxxxxxx

> > You and I obviously have different ideas about money. I
absolutely
> > hate being in debt to anyone and pay my credit card bills
> off at the
> > end of each month. In fact using my Amex means I don't
> really have a
> > choice.
>
> Just a word of warning, Amex is a charge card, and is not
> covered by the legislation which covers credit cards, this
> means that your consumer rights are at a distinct
> disadvantage compared with using a credit card.
>
> I'm only posting this as I had a rather nasty run-in with
> Amex and a car hire company, said company raised an incorrect
> charge against my Amex account and Amex would/could not help,
> they said I had to get the car hire company to do it - took
> about 6 months to solve it.

The type of American Express card I have means I do have the same
protection as that of a credit card. But I do take your point.

G



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