Re: 1 Million Clams for anyone who can steal my identity, even if I help ya

[Mike <mpmillard@xxxxxxx>]

On Jul 20, 9:18=A0am, Jim Rojas <jro...@xxxxxxxxxxxx> wrote:
> Doug wrote:
> > "Jim" <alarmi...@xxxxxxx> wrote in message
> >news:56c81eed-a753-4118-9756-cb2709c6b722@xxxxxxxxxxxxxxxxxxxxxxxxxxxxxx=
.
> > On Jul 19, 3:50?pm, Nancy Zarow <nancyza...@xxxxxxxxx> wrote:
> >>> Nancy Zarow
> >>> 2400
> >>> Santa Monica,
> >>> Phone:
> >>> Social Security No:
>
> >> This is just a guess but with the mentality that makes you think that
> >> this kind of spam will gain you anything ......
> >> I don't think you could GIVE your identity away, much less somone
> >> actually wanting to steal it.
>
> > My guess is that she's pissed someone off, who is now trying to cause h=
er
> > problems.
>
> > Doug
>
> This is a typical divorce tactics. I am betting her ex posted this messag=
e.
>
> I always found it interesting that credit bureaus cannot or will not
> protect us from fraud, but a third party agency like Lifelock can? I
> smell a rat.
>
> Jim Rojas- Hide quoted text -
>
> - Show quoted text -

My understanding is that all LifeLock does is put a note in your file
advising the creditor to verify your identity.
It is a simple process that individuals could do themselves.

The rub is the note expires every 90 days, so you have to keep up with
it.
I guess for some, the convenience of having LifeLock do this on your
behalf is worth the price.?

As for direct fraud protection, this is up to the creditor, not
LifeLock.
All they are doing to filling out a form for you every 90 days.  If a
creditor ignores the intent of the form, you're still potentially
vunerable.
The bounty (insurance) is more of a marketing ploy for LifeLock.