Re: Brinks Home Security v Jim Rojas

["Robert L Bass" <RobertLBass@xxxxxxxxxxx>]

The problem with filing for bankruptcy is it ruins your credit for years to come.  Once you've done it you can't get a decent loan
rate on anything.  Credit card processing companies may refuse to work with your website.  Also, bankrupptcy does not protect any
liquid assets or chatel property you may have.  In Florida your homestead ("house" for all you Texans and other species of snowbird)
is sacrosanct but almost nothing else is.

Bankruptcy is not a shelter beneath which you can hunker down with your cash and other personal property.  Anyone who succeeds
against you in court will have to wait his turn behind other creditors who will get first dibs on your assets.  When it's all done
you'll have your home and not mch more.  Also, filing for bankruptcy right after a default judgment has been obtained against you
will not sit well with the courts.  The federal court can decide that the bankruptcy filing is just a ploy and over ride it.

What Jim Rojas really should do is hire a competent attorney and then follow his advice.

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Regards,
Robert L Bass

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Bass Home Electronics
941-925-8650
4883 Fallcrest Circle
Sarasota · Florida · 34233
http://www.bassburglaralarms.com
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