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Re: Home Depot Motion Sensor, On when power is turned on.
Also where do you get batteries in this post he modified a 120 volt motion
sensor used to turn on 120 volt light bulbs.
"nick markowitz" <nick-markowitz@xxxxxxxxxxx> wrote in message
news:Eh4rh.1314$AG6.801@xxxxxxxxxxx
> Might I remind you Robert I get hired by insurance carriers to determine
> cause and origin of electrical fires they do in fact base
> insurance payouts in some states like mine on comparative negligence and I
> have seen them refuse to pay and or greatly reduce payment based on how
> policys are written. Modification of appliances is a big no no
>
> I have to apear in court thursday becuse i took pictures of a fire I was
> involved in putting out and helping a local FM investigate which caused
> $500,000.00 they belive started from a improperly installed fire place
> chimmney spark arrester
> that supposedly sent a spark the oposite way the wind was blowing 400 feet
> that caught woods on fire and destroyed a large home and several cars.in
> 2001
>
> Please do not tell me what insurance companys will or will not do. To pay
> or not pay a claim since 9-11 the whole insurance industry has completley
> changed . The days they just pay and do nothing about who or how it
> started are over if blame can be assisgned and collection is possible they
> will pursue it. I see it every day.
> look at all the Katrina claims they did not pay on comming up with every
> excuse they could and now state DA's are going after them.
> Any one in the alarm industry who thinks there contracts protect them or
> the claim is so small they wont try anything against me is badly mistaken.
> look at the loop hole they found in the ADT case in NJ that has NBFAA in a
> tizzie.
> If some one gets hurt or dies because of something it gets even stickier
> and who said batteries do not cause fires especailly now that something
> has been modified and violates the UL manufactuers lable. when a
> manufactuer makes a device and tests it and affixs a lable there stating
> the device as manufactuered is safe and any modification violates the
> label and manufactuers claims and warranty.
> just like when a switch goes bad on a lamp or garden prunner etc and some
> one drills a hole and adds a different typeof switch .to bypass the bad
> switch.
> The days of the old tinker are very much discouraged in todays litigise
> world.
>
>
> "Robert L Bass" <robertbass1@xxxxxxxxxxx> wrote in message
> news:4rydndbu8sesoDHYnZ2dnUVZ_oannZ2d@xxxxxxxxxxxxxx
>>> Since you have modified the unit you
>>> have violated the UL listing and using this unit puts you at very high
>>> liabilty
>>> if the unit would fail and be pinpointed
>>> as causing a fire etc. your insurnce
>>> carrier would drop you if they knew
>>> you were playing with such things
>>> scrap it and get a cheap alarm...
>>
>> Nick,
>>
>> First, there's not much likelihood of his motion detector starting a fire
>> (unless he throws the battery in a dumster:)). Second, insurance
>> carriers don't drop coverage for using a jerry-rigged alarm system unless
>> the policy specifically required a UL-listed alarm system. All but a
>> tiny fraction of a percent of residential policies do NOT require any
>> alarm system at all.
>>
>> BTW, this is similar to a commonly held misconception about alarms in
>> general which has occsionally been voiced here. Some paid alarm
>> installers seem to believe that if an alarm system fails the insurer will
>> refuse to pay. That is patently wrong. Otherwise, if any electrical
>> component failed and there was a fire the insurers would also refuse to
>> pay.
>>
>> --
>>
>> Regards,
>> Robert L Bass
>>
>> =============================>
>> Bass Home Electronics
>> 941-866-1100
>> 4883 Fallcrest Circle
>> Sarasota · Florida · 34233
>> http://www.bassburglaralarms.com
>> =============================>
>>
>>
>>
>
>
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