RE: Payments and Risk-Taking

["Phil Harris" <phillip.harris1@xxxxxxx>]

It's a good thought there Mark ...

.... Arranging the group buys is not an easy task and after seeing what
Graham went through last year with the DDARs then it's one that I have
to say that I would not wish to ever take on. If nothing else the
earbashing for all the boxes lying about that he must have got from Orla
has to have been unbearable!

Phil

> -----Original Message-----
> From: Mark Harrison [mailto:Mark.Harrison@xxxxxxx]=20
> Sent: 23 January 2002 12:10
> To: ukha_d@xxxxxxx
> Subject: [ukha_d] Payments and Risk-Taking
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> Some thoughts about payment and administration:
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> - The "charged" services like PayPal and NoChex are
really=20
> intended for transferring money to people you don't know or=20
> trust. As such, you're paying a premium for this.
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> - By comparison, the simpler expedient of getting the=20
> recipient's bank details, and arranging a transfer is=20
> cheaper, and works well. (I've used it to send money to=20
> Keith, and to get money from Paul G).
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> - Where one person is arranging a group order, there are=20
> three possible areas for resentment:
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> 1: The person making the order has ordered extra items on=20
> behalf of people who effectively change their minds once=20
> payment has been made by the orderer... This means that the=20
> person organising the deal gets pissed off and is left with=20
> items in hand.
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> 2: The person making the order is perceived to be making a=20
> profit on it
> - in my experience, it's virtually impossible to break even=20
> on these deals if you need cash up front - currency=20
> fluctuations if nothing else!
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> 3: The person making the order puts in a lot of work, and=20
> then finds out that some people have bought items at =A3x from=20
> him as part of the deal, only to sell them immediately for a=20
> large markup.
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> I would suggest, therefore, that the following is the best=20
> set of ground rules...
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> 1: The organiser tries to work out a "delivered, duty and VAT=20
> paid in the UK" price, including delivery to the organiser's=20
> house/office.
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> 2: The organiser adds 10% to this price as a contingency and=20
> publishes this price as the "if you want to send me money=20
> now, this is the price you'll get charged" price.
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> 3: For those wishing/able to collect direct from the=20
> organiser (either individually or on behalf of a local-area=20
> group), that is the price that needs to be paid IN ADVANCE.
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> 4: For those wishing that the organiser should deliver, they=20
> arrange individually a fair sum for this carriage, which is=20
> also paid in advance. (Or perhaps, in arrears for the=20
> actuals, given the sums are likely to be relatively small.)
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> 5: The organiser uses the 10% contingency to over-order=20
> volumes by 5% to cope with damaged-in-transit items, and=20
> keeps the other 5% as a contingency against currency=20
> fluctuations / "adminsitration costs imposed by couriers"
etc.
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> 6: At the end of the excercise, if there are spare units, the=20
> organiser has 4 weeks to sell them AT ANY PRICE, during which=20
> all the other participants commit to NOT selling their units on!
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> 7: Finally, if the organiser is left with a surplus, then=20
> they have three options, depending entirely on what they feel=20
> is appropriate:
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> - Keep it as a "thank you" from the group
> - Put it behind the bar at the next UKHA get together as a=20
> drinks float
> - Cut it up, and send small sums back to the participants!
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